No place can beat the comfort of your home. It's the place you can unwind and rejoice despite the chaos that out there. Outside of your family and health, your home and auto are major investments. We look at coverages, deductibles, and carrier strength; leveraging our experience and relationships to deliver you the most comprehensive cost-effective coverage.

A seasoned service team that backs you after the sale sets our team apart. We have the insurance carriers and markets for any type of trucking risk and the experienced team to help you reduce you risks and cost of insurance.

Debt Free 4 Life™ takes a unique approach to to not only eliminate debt, but to make sure you never end up in debt again. You pay less debt and pay it off faster and end up with a nest where you can borrow from yourself and never need to take out an amortized loan again. Meaning? More money in YOUR pocket. 

The Tax Smart 4 Life™ approach helps you lower your lifetime effective tax cost through tax awareness. 

​Secure Income 4 Life™ is an interactive game designed to teach the incredible change, mathematically, from the accumulation phase of building retirement assets to the distribution phase of taking retirement income. Sequence of returns defines success or failure in retirement.

More than just survivor benefits, that pass tax free to your beneficiary. CYA structures life insurance policies with a focus on living benefits. Life insurance is a permanent, contractual obligation that can provide tax deferred growth, income tax free loans, creditor protection, living benefits for chronic illness, critical health issues and potential long-term care needs. 

Working with managing business owners, senior management, and affluent individuals we develop a holistic plan focused on four key areas of your business and family life.